Executive Summary

This dashboard synthesizes the latest CY 2027 Final Rule and current 2026 market behaviors. Explore top-line metrics below, and use the navigation to dive into specific regulatory shifts, benefit contractions, and actionable strategies for your client portfolio.

MA Payment Rate Change

+2.48% Adds >$13B over 2026 levels

Average Premium Increase

+22% Approx. $2.84 increase from 2025

Average Plan Choices

32 Down from 34 options in 2025

Member Terminations

13% Sharp increase facing plan exits

Key Insight

The market is experiencing a deliberate shift. Major carriers are retreating from unprofitable counties, focusing on margins over pure enrollment volume. While standard benefits are shrinking and premiums are rising, specialized segments like SNPs and PPO networks are showing distinct growth. The new regulatory environment removes some broker friction but demands high adaptability to guide beneficiaries through narrowing options.

Regulatory & Landscape

This section details the legislative updates from CMS for 2027 and the strategic retrenchment of major carriers in 2026. Review the geographical exits and regulatory easing to adjust market positioning.

Carrier Retrenchment (2026)

Strategic Shift: UnitedHealthcare and Humana's exits signal a market prioritizing margin over geographic volume. Conversely, Elevance and Centene modestly expanded, and SNP offerings grew by 281 plans.

📜 CMS Final Rule Updates